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March 1, 2021

Yes, Unemployment Benefits Are Taxable

Two emergency relief bills passed in 2020 in response to the COVID-19 pandemic will make this an unusual tax season for many taxpayers. The Coronavirus Aid, Relief, and Economic Security (CARES) Act was passed in March, and a second relief package was attached to the Consolidated Appropriations Act, 2021, in December. The federal government relied […]

Topics: / Budgeting, Cash Flow, Financial Planning, Taxes, Unemployment / budgeting, Cash Flow, Financial Planning, Taxable Income, Taxes, Unemployment Income

February 23, 2021

Student Loan Relief Extended Through September 30, 2021

The Coronavirus Aid, Relief, and Economic Security (CARES) Act suspended federal student loan payments and involuntary collections such as garnishments in 2020. In addition, interest rates on federal student loans were reduced to 0%. These provisions expired on December 31, 2020. On January 21, 2021, President Biden, extended these provisions through September 30, 2021.  Borrowers […]

Topics: / Debts, Financial Planning, Student Loans / College, College Graduation, Debts, Financial Planning, Student Loans

February 11, 2021

Federal Tax Filing Season Starts Soon

The IRS has announced that the federal income tax filing season for tax year 2020 returns begins on Friday, February 12, 2021. Although tax seasons frequently begin in late January, the additional time will allow the IRS to update its programming and test its system to take into account any changes made by the Consolidated […]

Topics: / Taxes / Financial Planning, IRS, Tax, Taxes

August 27, 2014

A Crucial Decade

My 60th birthday is rapidly approaching. Yikes! On most every day, I feel much younger than my mental image of a 60-year-old, but the calendar tells the truth. My birth year of 1954 places me squarely in the middle of the Baby Boomer generation, defined as those born between 1945 and 1964. That placement resulted […]

Topics: / Baby Boomers, Blog, ELDERLIFE Blog, Financial Planning, Positve Aging, Retirement / Baby Boomers, Financial Planning, Medicare, positive aging, retirement decisions, retirement lifestyle, Social Security

August 7, 2014

Half Empty or Half Full?

Is the average Baby Boomer retiree’s glass half empty or half full? After several years of nothing but gloom and doom scenarios and projections for boomer retirees, there is finally some good news to report…maybe. A  recent survey conducted by Baltimore-based investment management firm T. Rowe Price concluded that many newly-minted retirees are finding that […]

Topics: / Baby Boomers, Blog, ELDERLIFE Blog, Financial Planning, Positve Aging, Retirement / Baby Boomers, Financial Planning, positive aging, retiree satisfaction, retirement income, retirement lifestyle

July 8, 2014

To Claim or Not To Claim

To claim or not to claim – that is the question. Is it better to postpone collecting your Social Security benefits until you are 66 or possibly 70, or is it better to take the money and run at age 62, the earliest possible moment it is offered? Certainly, popular opinion seems to favor the […]

Topics: / Baby Boomers, Blog, ELDERLIFE Blog, Financial Planning, Retirement, Social Security / Financial Planning, retirement decisions, retirement lifestyle, Social Security

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