The National Association of Personal Financial Advisors (NAPFA) defines a Fee-Only planner as "one who, in all circumstances, is compensated solely by the client, with neither the advisor nor any related party receiving compensation that is contingent on the purchase or sale of a financial product. A NAPFA member may not receive commissions, rebates, awards, finder's fees, bonuses or any form of compensation from other as a result of a client's implementation of the individual's planning recommendations."
Personalized Financial Planning
Our personalized services include review and analysis of several areas including individual goals, net worth, current spending habits, retirement goals, tax issues, current investment portfolio, estate planning issues , insurance concerns and education funding. You will receive a written plan, containing detailed specific recommendations tailored to your needs.
This includes active portfolio management with on-going financial planning. Services include opening new accounts, the transfer of assets, continual monitoring of your assets, quarterly asset reports that allow you to clearly see your investment returns, rebalancing when necessary, and tracking Required Minimum Distributions. Our primary investment choice is no-load mutual funds. However, investments may include: equities (stocks), corporate debt securities, commercial paper, certificates of deposit, municipal securities, and U. S. government securities. You will receive a written plan containing detailed and specific recommendations tailored to your needs.
Are you planning a lecture program for your community group or organization? Lauren Locker and her staff are available to speak on a variety of financial planning topics. We can tailor an educational presentation suitable to your specific audience. Contact the office for further information and scheduling.