Events and Reminders

Lauren helps young couples sort out debt

Lauren cautions couples to talk honestly about their personal finances in this USA Today article, and urges them to make a plan for dealing with debt before saying "I do".

Lauren talks Social Security timing strategies

Healthy women about to retire should consider postponing filing for Social Security in order to maximize lifetime benefits, as Lauren suggests to Kerry Hannon of Next Avenue.

Lauren gives consumer tips on choosing an adviser

Knowing up front how advisors are paid is one of the most important aspects of choosing a financial professional to help you manage your money. Lauren sheds some light on confusing terminology.

Lauren and Holly on boomer retirement

As the Woodstock generation looks toward retirement, they face challenges and opportunities as unique as they are. Lauren and Holly have some advice for those contemplating the non-working life.

2014 Retirement Plan Contributions

2014 Traditional/Roth IRA:

2014 maximum 401k and 403b:

2014 Simple IRA:

Quarterly estimated taxes due dates

News Archives

Lauren comments on growing student loan debt

Patricia Alex includes comments by Lauren in the Bergen Record August 2012 report "Growing burden of student debt worries N.J. families, affects economy".

Lauren shares 2012 predictions with Wall Street Journal

Lauren was part of a 4-person practitioner's panel asked by the Wall Street Journal to discuss the investment outlook for 2012. See what Lauren thinks is coming our way in the new year.

Lauren advises The Chicago Tribune

The Chicago Tribune recently asked Lauren to provide their readers with advice on how to locate and hire a fee-only financial advisor.

Lauren's recommendations enjoy "double-digit gains"

Last year Kevin DeMarrais of the Bergen Record asked three financial planners "to develop separate strategies for age-specific couples". Read how Lauren's portfolio performed.

Lauren speaks to CFP students

In November 2011, Lauren was invited to speak to CFP students at the Cotsakos College of Business at William Paterson University. Lauren and NAPFA colleague Jeremy Welther,of Brinton Eaton, talked about small and large practice management and the challenges involved in running your own company versus being part of a large company's management team. Lauren is a William Paterson graduate.

Lauren asked about the debt ceiling

Kathleen Lynn of The Record asked Lauren to comment on the debt ceiling issue.

Lauren a "prominent expert" on New York Times panel

Lauren was recently a panelist for Your Money: The Sandwich Generation sponsored by The New York Times. Lauren offered her opinions in the related article Making Mortgage Lending a Family Affair. The panel took place Wednesday, December 1st 2010 at the New York Times Building.

Lauren was the lead-off speaker at Yale seminar

On September 14th, 2010 Lauren was the lead-off speaker for the Smart Woman Securities Club at Yale University. The club presented a 10-week seminar series on various personal finance and investment topics.

February 2010: Lauren featured by The Record

Kevin DeMarrais of The Record asked Lauren to develop an investment program for a "composite" couple in their mid-forties. Read about this moderate age-based portfolio and consider what Lauren would recommend for you.

September 9, 2009: Lauren interviewed by The Record

Read how Lauren helps sort out why Staying put was tough, but right.

September 2, 2009: Lauren interviewed by the Wall Street Journal How Much Should You Spend on a Job Hunt?

The Wall Street Journal Online recently asked Lauren to provide job seekers with guidelines for containing costs while hunting for that perfect position. See her advice here.

February 19, 2009: Lauren was meeting speaker for the Morris Plains AARP

Lauren was the meeting speaker for the Morris Plains AARP Chapter. She entertained and informed an audience of about 50 people, covering topics of current interest regarding the economy, retirement and personal finance.

December 2008: Lauren interviewed by the Bergen Record

Lauren weighed in on two important topics in the business section of the Bergen Record recently.

She discussed investment opportunities still available in the current market with reporter Kevin DeMarrais. A few days later Mary Jo Layton interviewed Lauren about scenarios for those considering early retirement.

November 13, 2008: Calculating the Cost of Caring: Options for Older Clients

Lauren presented at the National Association of Personal Financial Advisors’ (NAPFA) Northeast/Mid Atlantic Conference. The conference was held in Hershey, PA.

October 2008: Lauren interviewed by the Daily Record

Lorraine Ash of The Daily Record interviewed Lauren for an in-depth article that reviews the class that Lauren and Holly presented on October 29, 2008 titled, “The Best Is Yet To Come: How To Make the Most of Your Second Act”.

Lauren and Holly repeated this class again on April 16th, speaking to an audience of more than 40 participants, offered under the sponsorship of the Rutgers Cooperative Extension of Morris County’s Women’s Financial Education program.

October 23, 2008: The Best Rest of Our Lives: How Boomers and Their Parents Can Handle Aging Issues

Lauren Locker and Holly Deni presented the topic at the Leonia Public Library.

October 9, 2008: Money Matter: Dollars and Sense in Later Life

Lauren Locker and Holly Deni spoke at the Saddle River Valley Fellowship meeting at the Bergen Highlands Methodist Church.

July 10, 2008: Lauren participated in the 22nd Women's Financial Education Series

On Thursday, July 10th, Lauren participated in the 22nd Women's Financial Education Series sponsored bythe Rutgers Cooperative Extension of Morris County. Lauren's speaking topic was "Cash Flow, Credit and Financial Planning". This is part of series of five weekly workshops to help you increase your knowledge about money matters, develop confidence about money matters and solve real life money management problems.

April 5th, 2008: Lauren was featured speaker

Lauren was the featured speaker at the April 5th, 2008 Lunch and Learn program, at the River Vale Free Public Library. She spoke to a group of about 50 eager participants about the driving forces behind the current market conditions and what older investors could do to plan in advance for changes in lifestyle and health care needs as they age.

September 25, 2007: Diane Sclafani, RN, BSN, CSA presented the talk
Medication Safety: What You Don't Know Can Hurt You

Diane is a registered nurse employed at a major medical center in New Jersey for the past 25 years. Her nursing expertise includes geriatrics, cardiology, outpatient oncology, pre-admission testing and case management. She is also a Certified Senior Advisor with specialized training related to the aging population. She received her BSN from Felician College, studying both in the US and England.

Diane was a volunteer with Hospice of NJ. She loves her two puppies, one of which is a regular visitor at St. Vincent Nursing Home. She takes pride in being a patient advocate.

Diane presented the talk at 13 Fairfield Avenue, Suite 203 in Little Falls. A complimentary blood pressure screening was available. Check back to this site for more information about future talks.

July 17, 2007: Lauren presented the first talk at the workshop
Take Charge of Your Own Financial Future -- Starting Today

Lauren's talk focused on Cash Flow, Credit, and Financial Planning.

She gave tips for successful financial planning - how to get and keep your records organized, write a budget and chart your own cash flow, and understand and manage your credit.

The seminar was part of the Women's Financial Education Series, sponsored by Rutgers Cooperative Research and Extension of Morris County. These were the goals for the series of five weekly workshops:

Call 973-285-8300 x233 for more information on future talks.

Check back often for more of Lauren's events.