About Us: Who We Are
Locker Financial Services, L.L.C.
Locker Financial Services, L.L.C. is a fee-only financial planning company established in 1991 by Lauren Locker, CFP.
Lauren Locker, CFP ®, RFGSM
Lauren is an independent Certified Financial Planner (CFP ®) practitioner and a Registered Investment Advisor. Lauren is a member of the National Association of Personal Financial Advisors (NAPFA) and currently serves on their national board as Chairman of the Northeast/Mid-Atlantic Region.
Lauren has augmented and expanded her professional credentials by earning her certification as a Registered Financial Gerontologist from the American Institute of Financial Gerontology. She is also a member of both the Society of Certified Senior Advisors ® (for more information on the CSA certification, please click here) and the American Society on Aging.
Lauren enjoys doing educational presentations for a variety of professional, community and civic groups, and is a popular guest speaker. She has served as a panelist at the New York Times, has spoken to student groups at Yale University and other colleges and has presented modules for the Women's Financial Information Program offered through Rutgers Cooperative Extension Service.
Lauren is regularly called upon to contribute to articles in The Bergen Record and The Star Ledger, as well as to personal finance pieces in national publications such as Smart Money and The Wall Street Journal Online.
Lauren has served as a hospice volunteer, and is a member of her community’s Emergency Response Team (C.E.R.T.).
She is a passionate dog lover and enjoys golf and watch repair in her spare time.
Donna Mangone
Donna Mangone, REGISTERED PARAPLANNER, has been with Locker Financial Services since 1998.
Donna worked in the pharmaceutical industry for many years.
She is a mom of two active children, a Girl Scout leader and a class parent. She enjoys coordinating charity events.
Rob Harrison
Rob Harrison joined the LFS team in 2004, and now works part time for both Locker Financial Services and ElderLife.
He graduated from Montclair State University with a degree in English, and subsequently earned his designation as a Certified Nursing Assistant (CNA).
He is an avid fan of the New York Mets and the music of The Beatles.
Ben
Ben's was puppy cum laude and earned his B.A.doG. at Barker U., Boston (Terrier).
In addition to his sparkling intelligence, he sports large ears, a velvet button nose and soft fur.
Although Ben will not be actively participating in planning your portfolio, his sweet nature and good looks positively affect our office!
Fees and Rates
We offer a complementary initial consultation which will last about 45 minutes. You can get to know more about Locker Financial Services, find out how we work and see if we could work successfully together.
Comprehensive Financial Plans
Based on our hourly rate of $215.00. All financial planning work requires a 50% deposit prior to work beginning, with the balance due upon completion of the plan.
Investment Management Services
1% of total assets under management billed quarterly. Please note that investment advisory fees are classified as a miscellaneous deduction and may be deductible for tax purposes.
Certifications and Memberships
- Certified Financial Planner
- Registered Investment Advisor
- National Association of Personal Financial Advisors
- Registered Financial Gerontologist
- American Society on Aging
Fine Print
Locker Financial Services, LLC(LFS) is a New Jersey state registered investment adviser located in Little Falls, NJ. LFS is in compliance with the current registration and/or notice filing requirements imposed upon state registered investment advisers in which LFS maintains clients, including NJ. LFS may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. LFS's website is limited to the dissemination of general information pertaining to its investment advisory and financial planning services. Accordingly, LFS does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by LFS with a prospective client shall be conducted by a LFS representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of LFS, please contact the state securities law administrators for those states in which LFS is required to maintain a registration and/or notice filing.